GlenCalc

TFSA contribution room calculator

TFSA room builds up every year from the year you turn 18 (or 2009 if later) while you are resident in Canada. Withdrawals made in earlier years are added back to your room.

Your answer

Contribution room in 2026$69,000.00
Annual limits added up$109,000.00
  • Check the figure in your CRA account, which uses your financial institutions’ records.

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How we worked it out

Updated as you change the numbers.

  1. Limits from 2009 to 2026 add up to $109,000.00.
  2. Room = limits − contributions + earlier withdrawals = $69,000.00.

Method and assumptions

CRA TFSA dollar limits: $5,000 for 2009 to 2012, $5,500 for 2013 and 2014, $10,000 for 2015, $5,500 for 2016 to 2018, $6,000 for 2019 to 2022, $6,500 for 2023 and $7,000 for 2024 to 2026.

Questions

What is the total TFSA room since 2009?

$109,000 for someone who has been eligible every year since 2009 and never contributed.

Sources

Method and figures checked on November 2, 2026. Every worked answer on this page is covered by an automated test. Found a mistake? Tell us.

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