Since 1 July 2025, repayments are worked out only on income above the minimum repayment income, not on your whole income. The same thresholds apply to VSL, SFSS, SSL and AASL loans.
Repayment for the year: $3,070.80
Your answer
Repayment for the year$3,070.80
About per fortnight$118.11
Share of income
3.41 %
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How we worked it out
Updated as you change the numbers.
15% × ($90,000.00 − $69,528.00) = $3,070.80.
Method and assumptions
Repayments are collected through the tax system. Your loan is indexed each 1 June; voluntary repayments reduce it faster.
Questions
How much HELP repayment on $90,000?
$3,070.80 for the year: 15% of the $20,472 above $69,528.
Method and figures checked on November 2, 2026. Every worked answer on this page is covered by an automated test. Found a mistake? Tell us.
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